Down Payment Assistance Programs Can Help You Achieve Homeownership

For many homebuyers, the thought of saving for a down payment can feel daunting, especially in today’s market. That’s why, when asked what they find most difficult in the homebuying process, some buyers say it’s one of the hardest steps on the path to homeownership. Data from the National Association of Realtors (NAR) shows: “For first-time homeContinue reading “Down Payment Assistance Programs Can Help You Achieve Homeownership”

Hands & Feet of God

Often, we do not know how God uses the little things that we do to impact someone else’s faith. I received a Facebook message from someone last month regarding an event that happened 25 years ago but was still remembered. The event had inspired her to keep doing good. God uses those little things we do – a kind word orContinue reading “Hands & Feet of God”

Can You Buy a Home Without a Job?

One requirement for a mortgage is an employment history (or income that we can verify). So what happens if you want to buy a home and have a new job? Maybe you are a first time homebuyer  and just starting your career. Maybe you were laid-off and just started back to work. Maybe you wereContinue reading “Can You Buy a Home Without a Job?”

Buyers Want To Know: Why Is Housing Supply Still So Low?

One key question that’s top of mind for homebuyers this year is: why is it so hard to find a house to buy? The truth is, we’re in the ultimate sellers’ market, so real estate is ultra-competitive for buyers right now. The number of buyers searching for a home greatly outweighs how many homes are available for sale. WhileContinue reading “Buyers Want To Know: Why Is Housing Supply Still So Low?”

Why a Move Could Bring You More Happiness This Year 

Over the past two years, we’ve lived through one of the most stressful periods in recent history. Because of the health crisis, many of us have spent more time at home and that’s led us to re-evaluate both what we need in a house and how much we appreciate having a safe space. If you’veContinue reading “Why a Move Could Bring You More Happiness This Year “

Preparing Your Home for Sale

Your home is, for most of us, our largest asset, so preparing it for sale to get top dollar makes sense. There is no denying that getting your home ready to sell can be stressful and a lot of work. This is a fast-moving market but fixing, cleaning, fresh paint and decluttering can go a long way towards helping you sell for top dollar.  Most sellersContinue reading “Preparing Your Home for Sale”

2022 Interest Rates and How They will Affect Your Mortgage

2022 came in and the Federal Reserve made it clear that this was the year! The Fed’s last meeting was the end of December but the minutes from their meeting were released last week. They made it clear that they didn’t view inflation as transitory and they are looking at their policies this year toContinue reading “2022 Interest Rates and How They will Affect Your Mortgage”

Why Inflation Shouldn’t Stop You from Buying a Home in 2022 

If you’re following along with the news today, you’re probably hearing a lot about record-breaking home prices, rising consumer costs, supply chain constraints, and more. And if you’re thinking about purchasing a home this year, all of these inflationary concerns are likely making you wonder if you should wait to buy. Investopedia explains that during a period of high inflation,Continue reading “Why Inflation Shouldn’t Stop You from Buying a Home in 2022 “

Why Waiting To Sell Your House Could Cost You a Small Fortune

Many homeowners who plan to sell in 2022 may think the wise thing to do is to wait for the spring buying market since historically about 40 percent of home sales occur between April and July. However, this year’s expected to be much different than the norm. Here are five reasons to list your house now ratherContinue reading “Why Waiting To Sell Your House Could Cost You a Small Fortune”

10 Real Estate Predictions Simplified for 2022 

1. Market will improve for first time home buyers  Home buyers will have a better chance to find a home in 2022, but fierce competition and affordability will continue to be a challenge. Inventory for homes is finally expected to rebound from historic lows but will still be competitive. 45 million millennials will be betweenContinue reading “10 Real Estate Predictions Simplified for 2022 “