Since the pandemic began, Americans have reevaluated the meaning of the word home. That’s led some renters to realize the many benefits of homeownership, including the feelings of security and stability and the financial benefits that come with rising home equity. At the same time, many current homeowners have decided their house no longer meets their needs, so theyContinue reading “Why It Just Became Much Easier To Buy a Home “
Category Archives: Uncategorized
Thanksgiving…400 years ago!
(Nov 2021 – This popular blog post from November 2020 is being re-posted for Thanksgiving 2021. We believe the historical context of our Thanksgiving celebration is important to understanding the origins of this great country – the United States of America! We hope you enjoy this re-post!) Thanksgiving celebrations or festivals following fall harvest haveContinue reading “Thanksgiving…400 years ago!”
Mortgage Rates
What is happening with mortgage interest rates? Rates have increased this month and are expected to continue to increase over the next few months. How fast they will increase will depend on Covid trends, Federal Reserve actions and the overall health of the US economy. The average 30-year fixed rate moved from 2.99% to 3.05%Continue reading “Mortgage Rates”
VA Loans: Making a Home for the Brave Possible
Since the creation of the Veterans Affairs (VA) Home Loans Program, over 22 million veterans have achieved the American Dream of homeownership. Many veterans do not know the details of the program and therefore do not take advantage of the benefits available to them. If you are a veteran or you know someone who is, here is aContinue reading “VA Loans: Making a Home for the Brave Possible”
Does Your House Have What Buyers Want?
The rise in remote work is changing what many Americans want in their homes. Many companies are choosing to delay reopening or go remote full-time, and today’s buyers are looking for homes with more space to support their work needs. As a seller, if you no longer need the extra room you have in your home, rest assuredContinue reading “Does Your House Have What Buyers Want?”
How to Sell a Haunted House
Did you know, at least 1 in 4 real estate agents have been asked to help sell a home because it is haunted? When selling a home that has a stigma of being haunted, you want to treat it as a normal listing. We know, boooring but, our job is to help individuals sell theirContinue reading “How to Sell a Haunted House”
Lower Rates May be Coming for Investment and Second Homes
Earlier this year, the Federal Housing Finance Agency made a new rule that limited Fannie Mae and Freddie Mac’s ability to purchase second home and investment property loans. As a result, interest rates and fees increased on those mortgages. The new rule has been paused while the FHFA reviews the ruling. The rule affected theContinue reading “Lower Rates May be Coming for Investment and Second Homes”
The Main Key To Understanding the Rise in Mortgage Rates
Every Thursday, Freddie Mac releases the results of their Primary Mortgage Market Survey which reveals the most recent movement in the 30-year fixed mortgage rate. Last week, the rate was announced as 3.01%. It was the first time in three months that the mortgage rate surpassed 3%. In a press release accompanying the survey, Sam Khater, Chief Economist at Freddie Mac,Continue reading “The Main Key To Understanding the Rise in Mortgage Rates”
Reasons Why Waiting a Year To Buy Could Cost You
If you’re a renter with a desire to become a homeowner, or a homeowner who’s decided your current house no longer fits your needs, you may be hoping that waiting a year might mean better market conditions to purchase a home. To determine if you should buy now or wait, you need to ask yourselfContinue reading “Reasons Why Waiting a Year To Buy Could Cost You”
Want to be Happier? Surround Yourself with Pictures!
Today it is easier than ever to take lots of photos and has become the biggest way of documenting our lives. The ease with which we can take pictures and upload it to our computer, Facebook, Instagram, or some other application makes us rely heavily on those applications to preserve our precious photos. Maybe weContinue reading “Want to be Happier? Surround Yourself with Pictures!”