A little over a week ago, we were expecting employment numbers and the inflation news to affect the Fed meeting being held today. Now we are still looking at those reports but also bank failures! That was not on the radar for most people until this past week. So what does that mean for mortgageContinue reading “Mortgage Rates, Bank Failures and Fed Meeting….”
Category Archives: Uncategorized
Leveraging Your Equity – Selling Your House, Planning for Retirement and So Much More!
In following up on last week’s blog about the benefits of owning over renting, one of the benefits of being a homeowner is that you build equity over time. By selling your house, that equity can be used toward purchasing your next home. But before you can put it to use, you should understand exactly what equityContinue reading “Leveraging Your Equity – Selling Your House, Planning for Retirement and So Much More!”
Is It Really Better To Rent Than To Own a Home Right Now?
If you’re a renter, you likely face an important decision every year: renew your current lease, start a new one, or buy a home. This year is no different. But before you dive too deeply into your options, it helps to understand the true costs of renting moving forward. In the past year, both currentContinue reading “Is It Really Better To Rent Than To Own a Home Right Now?”
What You Should Know About Rising Mortgage Rates
After steadily falling over the winter, mortgage rates have started to rise in recent weeks. This is concerning to some potential homebuyers as the combination of higher mortgage rates and higher prices have made homes less affordable. So, if you’re planning to purchase a home this year, you too may be wondering if now’s the right time to buyContinue reading “What You Should Know About Rising Mortgage Rates”
Spring into Action: Boost Your Home’s Curb Appeal with Expert Guidance
To sell your home this spring, it may need more preparation than it would have a year or two ago. Today’s housing market has a different feel. There are more homes for sale than there were at this time last year, but inventory is still historically low. So, if a house has been sitting on the marketContinue reading “Spring into Action: Boost Your Home’s Curb Appeal with Expert Guidance”
DECREASING the GAP
Programs aimed at increasing homeownership among African Americans February is Black history month. Past real estate industry practices, educational opportunities, lack of access to the G.I bill for housing and educational benefits among other things have made it more difficult for minority families to enter the housing market and create generational wealth. Minnesota has theContinue reading “DECREASING the GAP”
Helping Close the Gap in Today’s Homeownership Rate
As we celebrate Black History Month, we reflect on the past and present experiences of Black Americans. This includes the path toward investing in a home of their own. And while equitable access to housing has come a long way, homeownership can be a steeper climb for households of color. It’s an important experience toContinue reading “Helping Close the Gap in Today’s Homeownership Rate”
DO NOT Fear Today’s Foreclosure Headlines!
If you’ve seen recent headlines about foreclosures surging in the housing market, you’re certainly not alone. There’s no doubt, the stories in the media can be pretty confusing right now. They may even make you think twice about buying a home for fear that prices could crash. The reality is, the data shows a foreclosure crisis isContinue reading “DO NOT Fear Today’s Foreclosure Headlines!”
Ice Dams: how to prevent and how to remove
With the large amount of snow this winter and the multiple periods of bitter cold and unseasonably warm temperatures, we are seeing and hearing a lot about the dreaded Minnesota winter house problem – ICE DAMS! This week, our guest blogger is Reuben Saltzman, owner and CEO of Structure Tech, a high-quality family-owned home inspectionContinue reading “Ice Dams: how to prevent and how to remove”
Down Payment Assistance
There are perks to being a first time homebuyer. There are many down payment assistance programs and low cost loans available to first time homebuyers. One thing many buyers don’t realize is that if you have not owned a home in three years, you are considered a first time buyer! One of the benefits isContinue reading “Down Payment Assistance”
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