As we celebrate Black History Month, we reflect on the past and present experiences of Black Americans. This includes the path toward investing in a home of their own. And while equitable access to housing has come a long way, homeownership can be a steeper climb for households of color. It’s an important experience toContinue reading “Helping Close the Gap in Today’s Homeownership Rate”
Category Archives: Uncategorized
DO NOT Fear Today’s Foreclosure Headlines!
If you’ve seen recent headlines about foreclosures surging in the housing market, you’re certainly not alone. There’s no doubt, the stories in the media can be pretty confusing right now. They may even make you think twice about buying a home for fear that prices could crash. The reality is, the data shows a foreclosure crisis isContinue reading “DO NOT Fear Today’s Foreclosure Headlines!”
Ice Dams: how to prevent and how to remove
With the large amount of snow this winter and the multiple periods of bitter cold and unseasonably warm temperatures, we are seeing and hearing a lot about the dreaded Minnesota winter house problem – ICE DAMS! This week, our guest blogger is Reuben Saltzman, owner and CEO of Structure Tech, a high-quality family-owned home inspectionContinue reading “Ice Dams: how to prevent and how to remove”
Down Payment Assistance
There are perks to being a first time homebuyer. There are many down payment assistance programs and low cost loans available to first time homebuyers. One thing many buyers don’t realize is that if you have not owned a home in three years, you are considered a first time buyer! One of the benefits isContinue reading “Down Payment Assistance”
Negative Equity? Looming Housing Crash? The Truth About Today’s Housing Market
Home equity has been a hot topic in real estate news lately as well as fears of a repeat of the 2008 housing crash. But don’t let those headlines scare you. In truth, the headlines don’t give you all the information you really need to understand what’s happening and at what scale. Let’s break down these two storiesContinue reading “Negative Equity? Looming Housing Crash? The Truth About Today’s Housing Market”
Bloomington Mortgage Assistance Money – Not Just for First-Time Home Buyers
Whenever a new assistance program comes out, we like to highlight it. This one we are really excited about. Because it is FREE money (if you meet the criteria.) The city of Bloomington will give you up to $10,500 to use towards a down payment or closing costs if you purchase a property (condo, townhome,Continue reading “Bloomington Mortgage Assistance Money – Not Just for First-Time Home Buyers “
Fun, Facts & Finance – Top Ten 2022 Blogs!
Real estate is always changing in some fashion with low interest rates (then high interest rates!), too much inventory (then almost NO inventory) or high prices (and then higher prices!). Since starting our blog, we’ve tried to cover many of your current questions and concerns that we hear in our daily conversations with so manyContinue reading “Fun, Facts & Finance – Top Ten 2022 Blogs!”
Christmas Fun Facts
Christmas is the best time of year! (IMO) The streets are filled with Christmas lights, and families are getting together every where. This year, we thought it’d be fun to provide you some Christmas themed fun facts to share at the dinner table this year with whoever Christmas brings to your table! Hopefully you enjoyedContinue reading “Christmas Fun Facts”
What YOU Should Know About Home Prices, Home Equity & Inventory!
If you’re thinking about buying or selling a home this year, you may have questions about what’s happening with home prices today as the market cools. In the simplest sense, nationally, experts don’t expect prices to come crashing down, but the level of home price moderation will depend on factors like supply and demand in each local market. What’s Really HappeningContinue reading “What YOU Should Know About Home Prices, Home Equity & Inventory!”
Wisdom from Dave Ramsey
Dave Ramsey is a financial guru and real estate agent who has a lot to say about current market conditions. I have gleaned some of his real estate related pearls of wisdom from his blogs and vlogs to share with you. “Now is the best time to buy a house in the next 5 years.Continue reading “Wisdom from Dave Ramsey”