Many potential homebuyers are waiting for mortgage rates to drop to the 5% range. However, current rates around 6% have already saved buyers nearly $400 monthly compared to earlier this year. Experts predict rates will remain stable, making waiting potentially costly as competition could drive prices higher. Act now for better opportunities.
Tag Archives: real-estate
What a Government Shutdown Really Means for the Housing Market
A government shutdown does not halt the housing market. While some processes may experience delays, such as loans and flood insurance, homes continue to be bought and sold. Historically, sales activity may dip slightly during a shutdown but rebounds quickly once operations resume, creating potential opportunities for buyers and sellers.
Is the Housing Market Going to Crash? Here’s What Experts Say
Current data suggests that home prices will not crash but continue to rise nationally over the next five years. Experts predict a 15% increase overall, with even the most pessimistic forecasts indicating a 5% rise. Supply shortages are maintaining upward pressure on prices, leading to stable, long-term appreciation.
2026 Housing Market Outlook
In 2026, the housing market is expected to become more active as sales rise, driven by easing mortgage rates and moderate home price growth. While the overall trend indicates a slight decrease in rates, affordability will improve, allowing more people to move. Experts predict a healthier market, offering significant opportunities for buyers.
Why Buyers and Sellers Face Very Different Conditions Today
The housing market is currently divided by state. Some areas favor buyers with increased inventory, while others benefit sellers due to low stock. Home prices and selling times reflect this divide, influencing market dynamics. Understanding local conditions is crucial, as they vary significantly. Consult a local agent for tailored insights.
Why October is the Best Time to Buy a Home in 2025
October 2025 is projected to be the best time for homebuyers, with optimal conditions including increased inventory and reduced competition. Realtor.com highlights this month as a rare chance for buyers to negotiate effectively. Local timing may vary, so prospective buyers should consult agents to prepare for peak buying opportunities.
3 Reasons Affordability is Showing Signs of Improvement this Fall
For the past couple of years, it’s been tough for a lot of homebuyers to make the numbers work. Home prices shot up. Mortgage rates too. And a number of people hit pause because it just didn’t feel possible. Maybe you were one of them. But there’s some encouraging news. If you’ve been waiting forContinue reading “3 Reasons Affordability is Showing Signs of Improvement this Fall”
What the Recent Fed Rate Cut Could Mean for Mortgage Rates for the Rest of the Year
The Federal Reserve recently cut the Federal Funds Rate by 25 basis points, but this has not significantly affected mortgage rates, which already reflected this expectation. Experts suggest potential further rate cuts could lower mortgage rates in late 2025, improving housing affordability and market activity, contingent on economic trends.
Why 50% of Homes Are Selling for Under Asking and How to Avoid It
The housing market has shifted from a seller’s frenzy to a more normalized state, with about 50% of homes now selling below asking prices. Sellers must adjust pricing strategies and prepare homes carefully to maximize chances of selling at favorable prices. Understanding market dynamics is crucial for successful sales today.
What Mortgage Delinquencies Tell Us About the Future of Foreclosures
Foreclosures are rising, but numbers remain well below the levels seen during the 2008 crash. Current mortgage delinquencies are stable overall, with FHA borrowers more affected by economic shifts. Experts don’t anticipate a crisis, but monitoring is essential. Homeowners facing hardship have options, including repayment plans or selling to avoid foreclosure.
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