FACT or FICTION? St. Patrick’s Day Facts, Myths and Legends!

St. Patrick’s Day is celebrated March 17 and marks the presumed death date of Bishop Patricius in approximately 461 AD. Many facts, myths and legends surround this Irish icon from the 5th century. Test your knowledge of this famed religious saint and the worldwide celebration in his honor with these true/false statements: St. Patrick isContinue reading “FACT or FICTION? St. Patrick’s Day Facts, Myths and Legends!”

5 Reasons to Sell Your House this Spring

When selling a house, most homeowners hope for a quick and profitable transaction that puts them in a position to make a great move. If you’re waiting for the best time to win as a seller, the market is calling your name this spring. Here are five reasons why this is the perfect time toContinue reading “5 Reasons to Sell Your House this Spring”

Where Have all the Houses Gone?

In today’s housing market, it seems harder than ever to find a home to buy. Before the health crisis hit us a year ago, there was already a shortage of homes for sale. When many homeowners delayed their plans to sell at the same time that more buyers aimed to take advantage of record-low mortgageContinue reading “Where Have all the Houses Gone?”

Are Home Prices Headed Toward Bubble Territory?

Talk of a housing bubble reminiscent of 2006-2007 continues to crop up as home prices appreciated at a rapid pace during 2020. This is understandable since the appreciation of residential real estate is well above historic annual averages. According to the Federal Housing Finance Agency (FHFA), annual appreciation since 1991 has averaged 3.8%. Here are recent 2020 appreciation numbersContinue reading “Are Home Prices Headed Toward Bubble Territory?”

Buying a Home is one of the BEST Financial Decisions YOU can make

It’s a bold statement, we know; but did you know that owning a home is the 3rd best investment you can make this year, according to Forbes Magazine? In fact, it has been in the top 10 for many years now. So why is buying a home one of the best financial decisions you canContinue reading “Buying a Home is one of the BEST Financial Decisions YOU can make”

The Holiday of Love

Celebrating Valentine’s Day is an affirmation that you really like someone and enjoy spending time with them. For most people it isn’t about going big, but being personal, to help that person feel known and appreciated. This year, it might also mean we’ve been through it all together, even a global pandemic and there isContinue reading “The Holiday of Love”

The Do’s & Don’ts after Applying for a Mortgage

You’ve gotten your purchase agreement successfully negotiated and your mortgage loan approval is in place so now you can start planning for moving into your new home – right? Well – yes and NO! There are some key things to keep in mind before you close. A couple of wrong moves and you could possiblyContinue reading “The Do’s & Don’ts after Applying for a Mortgage”

Will Forbearance Plans Lead to a Tsunami of Foreclosures?

At the onset of the economic disruptions caused by the COVID pandemic, the government quickly put into place forbearance plans to allow homeowners to remain in their homes without making their monthly mortgage payments. Today, almost three million households are actively in a forbearance plan. Though 29.4% of those in forbearance have continued to stay current onContinue reading “Will Forbearance Plans Lead to a Tsunami of Foreclosures?”

Homeownership; the Best Place to Start Building Your Wealth.

Whether you are a first-time home buyer or a move-up buyer planning on putting your equity into your next home, home ownership is a great way to build you overall wealth. Recently, a study was published by First American Mortgage that states home ownership is one of the biggest factors to building wealth. For theContinue reading “Homeownership; the Best Place to Start Building Your Wealth.”