5 Steps to Repair Your Credit Score

Your credit score impacts you every day. It affects the interest rate you pay on credit cards, loans (especially mortgage loans), and even your insurance. It affects not only the rate but the amount of credit you can receive. Fixing credit doesn’t happen overnight but many repairs are quicker than you may think. 1) KnowledgeContinue reading “5 Steps to Repair Your Credit Score”

Should I Refinance?

According to Freddie Mac, the national average interest rate dropped earlier this month to 2.98%. This interest rate hits an all-time low record for the past 50 years. What is refinancing?Mortgage refinancing is the process of replacing your current mortgage with a new one with different terms and a new interest rate. When you refinance,Continue reading “Should I Refinance?”

Homes Are More Affordable Right Now Than They Have Been in Years

Today, home prices are appreciating. When we hear prices are going up, it’s normal to think a home will cost more as the trend continues. The way the housing market is positioned today, however, low mortgage rates are actually making homes more affordable, even as prices rise. Here’s why. According to the Mortgage Monitor ReportContinue reading “Homes Are More Affordable Right Now Than They Have Been in Years”

Experts Weigh-In on the Remarkable Strength of the Housing Market

America has faced its share of challenges in 2020. A once-in-a-lifetime pandemic, a financial crisis leaving millions still unemployed, and an upcoming presidential election that may prove to be one of the most contentious in our nation’s history all continue to test this country in unimaginable ways. Even with all of that uncertainty, the residentialContinue reading “Experts Weigh-In on the Remarkable Strength of the Housing Market”

When is the “Right” Time to Buy or Sell Your House?

Big changes in your life can be overwhelming, and often times people wait and wait for the “right” time. In most cases, there is no “right” time for any big change in your life! If you wait for the right time, you may miss a great opportunity. While there are many factors that go intoContinue reading “When is the “Right” Time to Buy or Sell Your House?”

Oh, NO! Not Multiple Offers Again? 10 Buyer Strategies for Winning!(Part 2)

Multiple offers strike fear, frustration and fury into the minds of just about any buyer who has fallen in love with the home they want to make theirs! Right now, with incredibly attractive interest rates and an extreme shortage of homes available for sale, sellers are in the driver’s seat as buyers seek to findContinue reading “Oh, NO! Not Multiple Offers Again? 10 Buyer Strategies for Winning!(Part 2)”

Oh, NO! Not Multiple Offers Again? 10 Buyer Strategies for Winning! (Part 1)

Multiple offers strike fear, frustration and fury into the minds of just about any buyer who has fallen in love with the home they want to make theirs! Right now, with incredibly attractive interest rates and an extreme shortage of homes available for sale, sellers are in the driver’s seat as buyers seek to findContinue reading “Oh, NO! Not Multiple Offers Again? 10 Buyer Strategies for Winning! (Part 1)”

National Home Ownership Month

Happy national home ownership month! We thought it would be fitting to blog about some MN home ownership fun facts. Did you know? More than 6 in 10 Americans are homeowners – with MN coming in a little higher at 7 in 10!Only 38% of home owners have a security system. The average home sizeContinue reading “National Home Ownership Month”